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Should I Use The Acorns App For Investing

بواسطة Ramsey Everyday Millionaires

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تم نشره في 2021/06/21

Should I Use The Acorns App For Investing? Listen to how ordinary people built extraordinary wealth—and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Christy Wright, Rachel Cruze, Anthony ONeal and John Delony.

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تعليقات - 594

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@samuraikatana1منذ 3 سنوات My Acorns investment growth over the past year has been 35%. My only regret is I didn't have more to put in. Dave might wanna look into this a little more and revisit the topic. 475
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@jonathanfoster2263منذ 3 سنوات the misunderstanding here is you dont have to just put in spare change, you can put in as much as you want into acorns. They also have roth IRA's you can contribute to. I'm maxing out my acorn roth IRA 340
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@Bullin89منذ 3 سنوات I think ur change is better in that app than the coffee mug 100
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@GardeningforFreedomمنذ 3 سنوات You can put a substantial amount in acorns it's not just round ups 68
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@edwest8804منذ 3 سنوات It's better than her spending that "small amount" on something else she doesn't need. 123
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@tamzeejohnson7470منذ 3 سنوات Dave dismissed it prematurely because he didn’t know the app enough to give an informed answer. He rushed onto what he’s most comfortable with 179
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@yayyareaa2997منذ 3 سنوات I personally love my acorns account!
You literally don’t feel the money going in and the growth is pretty good 48
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@josemoreno3910منذ 3 سنوات Hey Dave, although what you said is an aspect of Acorns, it is still useful. There are still a lot of people that are first or second generation that did not grow up learning about the investing. 67
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@sterlthepearl1000منذ 2 سنوات Even if a home owners pays off their mortgage, they still won't own the home. Because in America, if you still don't pay your real estate taxes every year the state or county can foreclose on the home. 16
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@kbcinmedusnمنذ 3 سنوات I have the Acorns app and I can tell you that opting out of the nickel and dime investments is an option and you can basically just invest a larger amount id="hidden6" class="buttons"> recurring. The dividends start out a few cents a month but as your balance grows so does your dividends. Now I invest just the minimum $5/mo and get $7.50/mo in dividends so now I'm making some money off of it even though it's not much it is a relatively profitable amount. ....وسعت 122
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@BossnurseCoupleمنذ 3 سنوات Acorns also can take large amounts to similar to a 401k. Dave needs to read more about acorns. 79
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@Ninabeana1313منذ 2 سنوات You can tell he doesn’t know much about these apps, he’s become so far out of touch with the modern generation of adults investing. I think he needs to brush up on a lot of current ways people are saving. He’s been financially secure for so long, he has no idea what we’re up against in these times. Especially post Covid world, it’s awfully hard out there. Rent is insane and people need 3/4 roommates to even pay the bills!!! Jobs are getting away with letting people go that aren’t fully trained and perfect by 3 months. Unemployment/state programs are squeezing money back out of the poor people they just paid it to. It’s a very tough and different world out there. I think he needs to do some research about newer ways people are saving, it’s better to start small then do nothing at all!!! ....وسعت 27
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@JacksonWelchمنذ 3 سنوات Who remembers when this was Chris Hogan's channel? 124
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@OrangeCountyProductionsمنذ 3 سنوات I’ve used acorns and I’ve had 8% return average in the past 4 yrs. if you put a weekly reoccurring investment then you get good returns. I’ve invested 80k and it’s gone to up to over 100k so that’s been good. Ramsey I like you but you are wrong on this one. ....وسعت 67
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@jadiecakes3241منذ 3 سنوات Im using raiz (the aussie version of acorns) to save roundups so i can eventually buy more bulk shares. Its a good way to put money aside when your saving id="hidden9" class="buttons"> for other stuff, and gets better returns than a bank account these days. ....وسعت 12
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@barragan_musicمنذ 2 سنوات Here's the thing. I am people like me. And people like me wouldn't even be investing or even saving of it weren't for easy apps like Acorns. id="hidden10" class="buttons"> Not everyone is people like Dave. A lot of people are people me. (BTW this is why I don't like hearing the condescending comparisons. I'm only comparing me to the old me.) Gotta wonder why Dave doesn't encourage how to use a tool like Acorns properly.
Nickels and dimes was a start. Then it wasn't enough. So I stepped it up, which you can do in Acorns. It's not a joke. It's better than I used to do. Now I'm debt free, and I have way more put away in various places than I have in my checking account, and it took a long time for me to even imagine something like that. I have a plan for growth. Thanks, apps like Acorns. ....وسعت 14
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@mileswinslow7553العام الماضي I've had it for about five years now. I have quite a good chunk of change in it now. It is not my only form of investment. I feel that Dave dismissed id="hidden11" class="buttons"> it too early. I know that I won't get rich with it, but from the amount of money I have in it now, when I need a new car in five or six years, I could purchase 1/4th or 1/3rd of a new car. ....وسعت 17
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@domwings4329منذ 3 سنوات Question, would you still match a 401k if you don’t make contributions your whole life? As a government employee I have access to the TSP and the government will match 5% BUT if you leave federal service you can’t contribute anymore. I may only be contributing for a few years….. anyone have any insight in this? ....وسعت 1
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@zacht9805منذ 3 سنوات I think that using it for a side dream is the way to go. For instance I have an account with M1 that I put 20 per paycheck in just for fun that I want id="hidden13" class="buttons"> to use 20 years from now for a chunk of money towards a sports car or a boat. If it has good returns (20% so far) I'll be able to afford a really nice toy I wouldn't normally want to drop money on without touching my bank account or main investment portfolios ....وسعت 8
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@Tammacazi10منذ 3 سنوات As a student I was grandfathered in so I don't pay anything for Acorns at least right now. I love it and have been using it for a couple years now 61
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@rickykearns5570منذ 2 سنوات When most people take a decade to save up for a mortgage down payment these days, he could at least say "yes, putting your money in acorns at 5% is id="hidden15" class="buttons"> better than putting it in your local bank at 0.05%." Come on dave, compound interest ....وسعت 6
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@doducduy96منذ 3 سنوات I’m usually for Dave but he is so wrong on this one. It’s funny that this is coming from a guy who preaches “every dollar should have a name” and “best way to invest is automated investing”. A dollar consists of 4 chump changes quarters. 4 everyday transaction and a dollar is put into an automated investing account without you even notice it. And no the fee is not $3/month that’s the highest tier if you go with the base tier it’s $1 a month. I had a total of $4500 contribution in my Acorn account since 2017 and it now worths almost $7000. Last year my “chump changes” totaling up to $450 (now worth $580) or $37.50 average every month automatically invested for me, that’s 37.50% contribution of the “$100 a month from age 20 to age 65 will make you a millionaire” talking point of Dave. I can’t believe Dave discourages Acorns it’s like the perfect piggy bank for the people that he wants to help. ....وسعت 21
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@AnOriginalYouTuberمنذ 3 سنوات Even rich people have regrets in not investing in stuff. 17
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@wackyworldzمنذ 2 سنوات I'm considering getting an Acorns account solely for the round up feature.
I'm already maxing out my Roth IRA every year, anything above id="hidden17" class="buttons"> that Roth IRA cap, I put into a traditional investing acct.so if I have the ability to put my 'coffee cup change' to work, I'd like to take advantage of that.
Thanks for making the video! ....وسعت 14
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@PhongNguyen-nz9kzمنذ 3 سنوات I think Dave needs to do a little research on Acorns. I put 10,000 a year into acorns. That 6k in a Roth IRA and 4k into a regular account. Acorns has id="hidden18" class="buttons"> the same mutual funds/ETF that Dave Ramsey teaches and have performed extremely well with low expense ratio. This was a disservice to the lady. ....وسعت 11
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@Scottdrruryiphoneمنذ 3 سنوات Ramsey knows what he knows and shows contempt for other things. Ramsey would do well to get some education. Acorns has wide and deep appeal. It's legit. id="hidden19" class="buttons"> It grows that forgotten change. Investing tools are getting more clever as tech improves. ....وسعت 40
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@Omikoshi78منذ 3 سنوات “It is difficult to get a man to understand something when his salary depends upon his not understanding it.” 18
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@bravotrades5614منذ 2 سنوات I like how Dave says he puts extra cash in an S&P500 fund to keep it liquid. But says Acorns is bad, when it puts extra cash into Vanguards S&P500 Fund VOO. 5
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@koreeeykمنذ 3 سنوات Acorns help me raise a lot when I didn't have a substantial amount to invest but now that they're tripling their fees I don't know if I want to stick around 2
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@lombardo141منذ 3 سنوات If you have no experience in investing I think it’s a good idea. 11
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@deadreckoningoutdoorsمنذ 3 سنوات I just use it for the round ups, i know its high fees its just for the convenience and have a few bucks on the side. 25
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@nateholio1منذ 3 سنوات Yeah, Dave doesn’t understand acorns. You can put any amount of money you want into acorns. 10
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@Sfountمنذ 3 سنوات I use it more of just a way for saving where I’m not really thinking much about it. My husband and I are great savers but I like acorns because each week I have them take $20 and put it in my acorns account. I empty it every 6 months. About $500 in June that we use for vacation for food, entertainment, fun money… About $500 in December for Christmas. It is not our only savings for vacation or Christmas but it’s kind of nice to use it like fun money or a cushion that I never miss. It’s like the cup of change but I never pay in cash so it’s earning me more than I would ever earn with change! ....وسعت 13
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@gnaef08منذ 3 سنوات Dave: "Acorns isn't going to make you rich"
Comments: "I like Dave, but I disagree because."
2 Months Later id="hidden23" class="buttons">
Dave: "I don't care what you think, Acorns is stupid!"
Everyone Else Including Me: Still watches, likes, subscribes, and comments ....وسعت 12
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@Ostro1980منذ 3 سنوات I invest in my 401k and acorns. I put 6% in 401k and 3% in acorns. Should I just have all 9% in my 401k or do something else with the other 3%? Thanks
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@ywamdan408منذ 3 سنوات At first I was glad someone asked this question, but I don’t agree with his answer, first off, you’re better off putting your change into the SP500 than not, also Acorns is whatever you want it to be, I invest most of the money I make into it and it’s been great ....وسعت 5
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@letsbuildasnowman7058منذ 3 سنوات I am just glad Dave Ramsey pronounces it "Akerns" Clay Newcomb would be proud. 16
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@eliananyanyaقبل 3 أشهر How much would you have to invest in Acorns Invest and Acorns Later to make the $3/month fee worth it?
I’ve been comparing using Acorns vs an S&P 500 index fund for. Vanguard or Schwab.
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@aSAMr-exeمنذ 2 سنوات I'm glad I read the comments because the way he cut the caller off without hesitation rubbed me the wrong way. I will continue researching Acorns! 3
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@vjiggy81قبل 9 أشهر I have 12k in mines. Been investing since 2017. $2,600 is profit. So about 10k that i put on my own. Not sure what dave is talking about. So far i like id="hidden28" class="buttons"> it. Its not been bad. Mostly i had it set too concervative. Now its on moderatly aggressive. ....وسعت 5
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@AlexRodriguez-cn1ysمنذ 3 سنوات Rounding up your change on debit purchases is just a feature that acorns offers. You can put in whatever amount you want on a daily or weekly basis. I id="hidden29" class="buttons"> have a certain amount of my check deposited into acorns every week. If I wanted to I could deposit 500 dollars into my acorns Roth IRA right now. I kind of feel like that fact makes this segment obsolete, as this video makes it sound as if acorns only invested your spare change. Nope. My Acorns account is doing pretty darn good. I have utma accounts open for my kids too through them. ....وسعت 4
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@Chris_p_bacon86منذ 3 سنوات I’m 35 haven’t started investing haven’t had a good job until recently (construction) how to I go about starting this stuff to be set for when I’m 60 ish to retire? Is that even possible??? None of this stuff makes sense they’re talking about? Where do I start?? ....وسعت
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@j.g.mcbell9494منذ 3 سنوات Literally 5-10 years ago there were articles making fun of all the baby boomers who bought forested land as a long term investment. They couldn’t sell the lumber.
Just had to ride it out. 2
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@Freddyyyy266قبل 11 أشهر Started out with acorns but I use a better platform now. I challenged myself to put away 50% of my monthly income into stocks which is quite easy since id="hidden32" class="buttons"> I live frugal without debt. I work as an account executive, and make over $20000. $10000 goes into dividends, and the other $10000 covers my food plus living expenses. I am seeing improvements in my portfolio, dividends look certain, but I have to attribute this to only to guidance of a licensed fund manager who allocates funds to a plethora of assets. I have to stay disciplined, and remember that I’m in it for the long term. Just got my first property and hopefully looking to get another down the road. Good luck to everyone and thanks for the great video. ....وسعت 37
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@gabrielzarzuela7735قبل 10 أشهر I understand his point of view. What he meant to say is that at the long run, investing those dimes and nickles you would normally put on Acorn, you should id="hidden33" class="buttons"> put it towards a debt or a higher compound of an already invested area. For example a savings account with 5k, 10k or 20k. A stock or fund with 5k, 10k+, etc etc.
That doesn't mean Acorn is useless. It's just a matter of prioritizing your money ....وسعت 1
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@edisjdمنذ 2 سنوات Index funds are better than mutual funds, less fees which makes a huge difference in long term 1
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@kamalchandramoney3541منذ 3 سنوات Acorn app is unavailable in my region . What can I do ? Will vpn help
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@RavnerRavnerمنذ 3 سنوات asking Dave Ramsey if you should use one of his smartvestor pros, is like asking a fox to count how many hens are in the coop. be advised he gets a kickback anytime someone does. 17
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@juanduran4307منذ 3 سنوات Golly, before he comments so sure about something, he should've of really be sure what he is talking about. It's not only the spare change, but the recurring investments. 3
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@emanuelbandrabur5338منذ 3 سنوات Can you max out both Roth and 401k? Or if I contribute $6k to Roth then I can only do $13k on 401k? 1
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@DioDiablo702منذ 3 سنوات Does Dave and his team actually do extensive research into these apps. 17
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@CaseyBurnsInvestingمنذ 3 سنوات If your account is under like 6k, your expenses are low, and you’re already investing it’s a waste of time. 17
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@itsfinee7143منذ 2 سنوات As Warren buffet said "saying you have a mutual fund tells me you know nothing about investing". 2
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@JoeIgnizioمنذ 2 سنوات My acorns is at 8% return seems like it's not a bad place to put some money if you want to be able to get to it 1
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@supersurgelawncareمنذ 3 سنوات I’ve made $492 since January on acorns, adding $20 per day + round ups. It’s that a good return? 9
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@DGregsterقبل 7 أشهر Does Dave not realize that Acorns isn't ONLY round ups? That's just one of the many features. They have Roth IRA or Traditional IRA and they max id="hidden36" class="buttons"> out at $6500 a year just like any Roth IRA does. I was hoping he would comment on their fees to see if it's worth it. Idk if I should contribute to my Acorns Roth or Fidelity Roth ....وسعت 4
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@carlapowers6957منذ 3 سنوات Acorns also has a Retirement Account-I have a Roth IRA with them 15
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@lt.langleمنذ 2 سنوات Every penny counts. She should be doing it because you would just land it in the coffee cup until you had enough to invest anyway. When she could luck out. Sunstone could rob the change that you save. 2
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@wesleylozano5858منذ 3 سنوات I got an Acorns App advertisement at the end of this video where Dave criticizes the Acorn App
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@booneflmمنذ 2 سنوات I use Acorns an Robinhood for different reasons an i invest way more in Acorns and let the experts handle the hard work . I been getting great returns , he really just don't understand acorns business model . 3
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@ericalmighty1535قبل 10 أشهر I’ve been using it for 6 months, I just canceled my account because I want to focus more on my actual portfolio. I look at it a few times and it would have 3-4 hundred and I just take it out because it’s not a lot of money to put away tbh ....وسعت 1
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@fennecbesixdouze1794منذ 3 سنوات "Match beats Roth beats Traditional"
"Ok, rock paper scissors, right"
‍♀️no, not rock paper scissors. Traditional does not in turn beat match. 5
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@SoSaysYouمنذ 3 سنوات Most of y'all in the comments are weird. The lady is already following the 401k, Roth, IRA plan so using acorns is not necessary for her. Although id="hidden41" class="buttons"> it's true she can more if she wants to, if she is not throwing in chunks then it doesn't matter and he is right. All he is saying is pay the home off and keep the 401k, IRAs going. If her company didn't have good retirement options or a 401k at all, Acorns would be a viable solution. Obviously if you max out 401k yearly investments and pay extra on the mortgage then you can do what you want and you should. ....وسعت 4
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@frankshanks9726منذ 2 سنوات Pay attention to what people are saying!!You completely missed what she said. She doesn’t just put the change in. She puts several hundred into it every month in addition to the change. Listen to her! Dave Acorns is based on the S&P 500 mutual funds that you tout hardcore. ....وسعت 2
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@claymiller3874العام الماضي I’m all for Dave but he needs to maybe reconsider large and small platforms 1
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@idkidc9566العام الماضي i am 16 and want to do stocks but my mom won’t let me open a custodial account and idk what to do
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@JoshuaMReyes-gw8rkمنذ 3 سنوات So what if you put in $100/ day into acorns? Not sure if Dave knows how acorns really operates 7
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@welshmichaelمنذ 3 سنوات ive used Acorns for the Past year and have consistently gained 10-12% on my Money. 3
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@MrNurserobقبل 3 أشهر I don’t think he understands that people can put in set amounts per week, bi-weekly, monthly, etc. I’m putting $600 per month divided weekly into Acorns set to aggressive. I don’t think he understands the premise of her question, and I can hear it in her voice, because it’s the same frustration I have hearing him say it’s amounts too small to matter. $600 per month is not insignificant on any planet. ....وسعت 1
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@gureno19منذ 3 سنوات Accorns is great as a digital "loose change" jar, that invests against the stock market to help grow that digital jar.
Additionally you id="hidden44" class="buttons"> could use it for feasible investing with higher contributions, however the fees for that strategy makes it not worth it, as you'd be better off investing through normal means in an index fund etc. ....وسعت 5
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@demarcoandrade4257منذ 3 سنوات Lol I feel that anything new that comes out Dave is going to dismiss it. I believe that their is more than one way to skin the proverbial cat. If it makes id="hidden45" class="buttons"> her happy so be it, better than spending it on something else..it’s a legitimate savings/investment account. But what do I know I’m not a millionaire ‍♂️ ....وسعت 1
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@sinailemor467منذ 3 سنوات He has some good information, but he doesn’t listen well. He regularly cuts people off. Maybe I notice it because being interrupted when I’m trying to explain is a huge pet peeve of mine. 6
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@turntprophet7960العام الماضي You would think someone like Ramsey would be supporting something that saves nickels and dimes and invest that into the market. All of that adds up in id="hidden47" class="buttons"> the long run.
Acorns also offers IRA and Roth IRA and you can deposit whatever you want. A dollar, $100, $26.93, your call. ....وسعت 1
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@romienomieقبل 5 أشهر I love Dave but the Acorns app works well. I have been putting 20 bucks a week in and it grows steadily. Wish I could put in more and looking into dividend investing as well. 1
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@keepitreal8939منذ 2 سنوات if you plant nothing, you get nothing. I hope DR researched Acorns and revisits this call. 1
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@user-dj8ot7di3yمنذ 3 سنوات Dave at made me blast coffee out of my mouth all over the place. aaaahahahaha
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@ldubc8660منذ 3 سنوات I can’t stand ppl that think they know it all . if your not knowledgeable on certain things just don’t speak on it . acorns is an awesome investing tool . 5
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@ericmaldonadolevelupmotiva3598العام الماضي Your earning more with your spare change than he is in his coffee cup! I like Dave and I believe he means well but I don’t appreciate it when he cuts people off and makes them feel stupid. Learning questions are not stupid and people will be afraid to ask questions when he makes people feel that way. ....وسعت 1
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@Lilbit2215منذ 3 سنوات Last week I looked in my acorn account and found $250 in it. I have no idea where it came from. I didn't even set an automatic payment where they take id="hidden52" class="buttons"> the money out of my account. I'm assuming its because I use my debit card a lot and rounds up the change. ....وسعت 3
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@JohnnyD5منذ 3 سنوات This video shows how old Dave Ramsey is, lol. I literally invest thousands of dollars into Acorns every month and my investments, dividends, and appreciation id="hidden53" class="buttons"> has been killing it over the last 5 years. Way to be ignorant, Boomer. ....وسعت 4
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@movewithpurpose365قبل 9 أشهر I have to say, this is not great advice. Acorns is incredible and you can even be an affiliate. 2
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@goodelvah522منذ 3 سنوات Dave needs to educate himself lol, Acorn is more then just roundups, he also bashed bitcoin years ago as scam 2
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@isaiahmartinez2061منذ 3 سنوات I wouldn't call it a joke, I have acorns and this past year I'm up 20%. Granted it's still not a large amount in there. I treat it more as a savings account for stuff 5
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@andieb3632منذ 3 سنوات I guess my question is it better to keep my money in bank or acorn? 1
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@g0b1n_buck3t6منذ 3 سنوات Dave Ramsey is the joke and he sounds like a get rich quick scheme. Invest for the long run and for your future. I made over $2K in over 2 weeks because id="hidden55" class="buttons"> of what I invested. For someone who is trying to help people be more financial stable, Dave sounds like someone who would mock anyone with any idea that doesn't involve him. Stay in your lane, Dave. Be humble. Glad I opted out on taking your advice back in the day. ....وسعت 2
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@jdunlap007منذ 2 سنوات Like a old timer football fan complaining about how much he hates this new spread offense hooey . I am that old timer.
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@marthahernandez3727منذ 2 سنوات Yes you guy’s are Right I have use acorns for 1 year and I love it I have save I’m getting more then what banks give 4
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@PoseyTV13العام الماضي I disagree with him! Nothing is wrong with using ACORN! It’s made for spare change round ups etc. He’s a multi millionaire now so I’m sure he wouldn’t think $5-25 a week would help you in the future. I would like to meet I’m in person! A lot of respect for him but I don’t agree with something’s. ....وسعت 1
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@alinatamashevich3354منذ 3 سنوات If you Uber or ride in your Bentley, you are still welcome at the party. 1
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@jeffreyabbey9592منذ 3 سنوات Acorns is another tool. another stream.
Why not add it to mutual funds 401ks roths/traditional?
The ROI isn't nothing. it's something!
I love it 2
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@alia7750منذ 3 سنوات Dave is such a boomer bet the reason he hates these apps is because he can’t even use a phone. 8
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@adamtheanalystمنذ 3 سنوات I know this will get lost in the comment section but sometimes at night I go to my backyard and roll over in the dirt and pretend I'm a big carrot id="hidden58" class="buttons"> .. The neighbors come out to their backyards and yell out "hey who's there?!" I would like to answer but since carrots can't talk, I just remain silent. ....وسعت 25
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@choephel4565منذ 3 سنوات What about investing $100/ month in Acorn?? Is it good investing??? 2
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@djpuplexمنذ 3 سنوات Why not just do a Three fund portfolio. I love how Dave dismissed anything other than high fee mutual funds, and those smart vestor pros that give him id="hidden59" class="buttons"> kick backs and bend the knee. Fees are a major drag on investment returns there are peer reviewed studies that say so. Look at Spiva results. Dave is so out of touch those millionaire do this or that. Complete ....وسعت 7

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Should I Use The Acorns App For Investing

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